The Care sector has seen massive expansion in recent years as changing social patterns and average longevity have changed the demand for Care facilities.

Due to the very nature of those in Care, the responsibilities towards them are onerous and risk management sits at the very centre of running a Care business.

Why Choose GS Group?

Not every insurer has an appetite for this sector and those that do tend to select the risks they will accept quite carefully. We have strong relationships with the main insurers for this sector and work carefully with them to ensure the best terms are obtained.  In this sector in particular it's about understanding the responsibilities and delivering Peace of Mind.

We have our own in-house Health & Safety Consultancy and our own Loss Adjuster to assist with large and complex claims.

Construction is a fast-moving industry where hazards exist in every part of each operation and the extent of regulation continues to grow.

Understanding risk in this sector is critical and those risks which cannot be “managed out” require suitable financial protection via a carefully constructed insurance programme.

Why Choose GS Group?

We have a significant and diverse Construction account which gives us a depth of understanding in this sector.

Our relationships with all the major UK insurers  who are active in insuring construction risks brings a breadth of choice.

We have a qualified in-house Health & Safety division and in addition to our claims technicians, we employ our own qualified Loss Adjuster.

Energy is a diverse and growing sector with many more new entry opportunities than once existed.

The sector encourages innovation and vision within a constantly evolving business and political landscape. New technology brings new opportunity but also new risk and understanding risk exposures is a constant challenge to those involved in managing Energy businesses.

Why Choose GS Group? Not every insurer has an appetite for this sector and those that do tend to select the risks they will accept quite carefully. We have strong relationships with the main insurers for this sector and work carefully with them to ensure the best terms are obtained.

We have our own in-house Health & Safety Consultancy and our own Loss Adjuster to assist with large and complex claims.

This sector has undergone a “high-tech” revolution and the quality and value of the Engineering sector is significant to the UK.

However, innovation brings its own risks and opportunities. New and emerging risks present a constant challenge to those responsible for managing risk in an Engineering environment.

Why Choose GS Group? We act as broker for a wide range of Engineering companies across a broad spectrum of UK industry. Our close relationship with major UK insurers means that we can source the best terms and widest covers for this diverse sector.

We have our own in-house Health & Safety Consultancy and our own Loss Adjuster who can deal with large and complex claims.

Agriculture and land use is a major part of the UK economy.

Recent years has seen remarkable change in the type and size of farming units with technology playing a major role in efficiency and in output costs.

Estates are also now operating on modern business models to maximise return from the opportunities available.

In addition there has been much diversification into areas beyond the traditional business of farming and these require careful consideration of the additional risks, especially where the public is concerned.

Why Choose GS Group?

We have been involved in the Farm and Estate sectors for many years and have strong business relationships with the small number of insurers active in this area. In addition we have our own Health & Safety Consultancy and our own Loss Adjuster to assist with large and complex claims.

This sector has seen huge growth in recent years and now forms a significant part of the local and national economy in the UK.

The sector is extremely diverse, ranging from hotels and restaurants through to nightclubs and festivals. The diverse nature of activities and the “public customer interface” means that the management of risks, particularly those relating to injury and illness, is crucial to the safe and economic operation of these businesses.

Why Choose GS Group?

Not every insurer has an appetite for this sector and those that do tend to select the risks they will accept quite carefully. We have strong relationships with the main insurers for this sector and work carefully with them to ensure the best terms are obtained.

We have our own in-house Health & Safety Consultancy and our own Loss Adjuster to assist with large and complex claims.

The Manufacturing sector is a vibrant and evolving part of the UK economy with 2.5M employees and over 10% of GDP.

This sector must be innovative and flexible in the new global marketplace where costs are under continual pressure. Innovation brings new risks as well as new opportunities and this presents constant challenge to those responsible for risk management.

Why Choose GS Group? We have close trading relationships with all major UK insurers which means that we can not only deliver cost-effective insurance protection but we have access to those insurers who have the capacity to accommodate the large insured values that are frequently required in manufacturing.

We have our own in-house Health & Safety Consultancy and our own Loss Adjuster to assist on large and complex losses. In addition, we can offer regular risk management reviews as part of our business partnership ethos.

The Motor Trade continually evolves with increasingly complex vehicle technology, innovative servicing and repair techniques and high customer expectations.

This sector generates huge turnover and is fiercely competitive. Against this background it is vital that operators enjoy adequate levels of insurance protection at the same time as managing costs. Value is key.

Why Choose GS Group? We have 25 years experience insuring all sectors of the Motor Trade from dealerships and body repairs to agriculture and even heavy recovery.

We enjoy strong trading relationships with all the major insurers who have an appetite for this specialist class. In addition to our technical staff we can offer our own qualified Health and Safety consultant. We also employ our own Loss Adjuster to assist with large and complex claims.

Today’s fiercely competitive Professional Services market means that reputation is everything.

New entrants and new technologies ensure that this sector is now continually evolving. Whether you are in the traditional professions or in the newer services such as media, consultancy or PR, the need to protect your business and to rapidly respond to crisis or threat will be central to your planning and business continuity.

Why Choose GS Group?

Professional Services are frequently “relationship-based” businesses. GS Group are also a relationship-based business and enjoy strong partnerships not only with our clients but with the major UK insurers who we select to provide high quality/high value insurance for our clients.

We will work closely with you to ensure your business – and your reputation - are properly protected.

GS Group has significant experience in property insurance. We cover everything from commercial to residential and leisure properties, including castles to warehouses and hotels, and 3-bed detached homes and unoccupied properties.

Our expert team can offer insurance products spanning single and buy-to-let, through to commercial and residential estate management, property development, site management and control.

Why GS Group?

Backed by leading UK property insurance firms, GS Group can deliver a breadth of cover even in complex cases. Our insurance team is supported by an in-house loss adjuster who can assist with large and complex property losses.

Our Estate in Confirmation insurance provides a fast, one-stop solution for solicitors who need to find cover for a property quickly and plugs a gap in the Scottish market. The policy provides cover and peace of mind to reassure everyone that protection is in place when someone dies.

The retail sector features intense competition, not just from others in the High Street, but increasingly from on-line offerings.

Insurance protection of stock, business income and legal liabilities is essential as very tight margins leave little room to self-fund any uninsured losses.

Loss of market share can be very damaging in this crowded sector and adequate business interruption planning needs to be created and kept up to date.

Why Choose GS Group?

We have many years experience insuring the retail sector and we understand the real challenges that are faced in this area.

We have strong relationships with all sectors of the insurance market, catering for the sole trader up to significant multi- location operations.

We can offer our own in-house Health & Safety consultancy and we employ a Loss Adjuster to assist in large and complex losses.

The Technology and Communications sector in the UK employs over one million professionals across around 100,000 firms.

In this evolving industry, risks change rapidly and businesses need to constantly review and evaluate their exposures to ensure the correct level of protection is in place. External threats are growing and will rapidly overtake the risks more usually associated with running a traditional business.

Why Choose GS Group?

Through our close relationships with major UK insurers, we can offer innovative and market leading insurance in the form of package policies or bespoke policies meeting specific needs in this sector.  Cyber crime is the UK's largest and fastest growing area of criminal activity.  By keeping ourselves up to date with recent developments we are well positioned to advise clients on areas that they might not have considered before.

This sector continues to thrive and grow, even in tough economic conditions.

This success is down to the ability of operators to adapt and expand the services they offer while keeping tight control of operating costs. Reducing the risk of losses to vehicles and goods feeds through directly to operating budgets and need for risk management is widely recognised in the industry.

Why Choose GS Group?

This sector represents a significant part of our business and we have many years of experience dealing with all aspects of road transport including the haulage, warehousing and passenger sectors.

We have strong relationships with all major UK insurers in this sector, ensuring we can deliver exceptional value to our transport customers.

Our in-house claims teams are there to ensure vehicle downtime following an accident is kept to a minimum.